Why choose Dot Dot Loans?
Whether you are building a significantly better future or require support to simply take the pressure down, we could help. Our long-term loans of ВЈ1,500 to ВЈ4,000 are easy, clear and convenient. And also by utilizing a direct loan provider rather than a brokerage, you are going to constantly know whom you’re coping with.
Listed here are six reasons why you should submit an application for certainly one of our long-term loans online:
- Fair: the quantity we agree with at the start could be the quantity you are going to repay. No shocks
- Versatile: you will not face penalty charges or added interest
- Fast: Apply in minutes and obtain your loan the day that is next approved
- Friendly: Our UK-based customer care group are often very happy to assist
- Accountable: we are managed because of the Financial Conduct Authority (FCA) and follow its strict tips on reasonable, safe and accountable financing
- Suggested: Our clients speed us ‘excellent’ from the separate consumer review web site Trustpilot
Trying to get that loan can feel daunting. However with Dot Dot Loans, you don’t have to search well for a real location or undergo an application process that is complicated. Individuals like our quick and service that is friendly and also you might too.
Is a long-lasting personal bank loan right for me personally?
We would like one to feel confident in your monetary choices. While a long-lasting loan may have plenty of advantages, there are occasions when it may possibly not be the option that is best for you personally.
Short-term loans usually are considerably better in the event that you only require an inferior loan quantity. Should you want to substitute your automatic washer, solution your vehicle or renew your property insurance coverage, as an example. You can expect short-term loans from ВЈ200 to ВЈ1000 to greatly help cover smaller expenses.
Even though spreading the expense of that loan over a longer time of the time is likely to make your repayments that are monthly affordable, they could be more costly general if you get having to pay more in interest. However with Dot Dot Loans you are able to repay early at no cost that is extra.
Long-lasting loans can additionally ensure it is tricky to plan your own future while you’ll nevertheless have to plan for your repayments. Do you want to battle to pay for them in the event that you change jobs or move house? If you should be concerned about debt you may get free advice from National Debtline, StepChange or even the cash information Service.
Do we be eligible for a Dot Dot loan that is long-term?
Whatever your position, it is possible to make an application for one of our long-lasting loans that are personal:
- You are aged 21 or higher
- You reside great britain and can provide us your target
- You are presently used
- You have got an email address that is valid
- You’ve got bank account and debit card details
As with any accountable loan providers, we now have our personal requirements to greatly help us provide loans our clients are able. We are going to have a look at your earnings, outgoings and credit rating before providing you with a determination.
Simply how much could I borrow?
You are able to submit an application for a long-lasting loan with us from ВЈ1,500 to ВЈ4,000. If you want a lesser amount of, we additionally provide short-term loans of ВЈ200 to ВЈ1,000.
Exactly exactly How will my repayments work?
You can expect fixed payment regards to 18, 24, 36 and 48 months. The size of your loan will rely on just how much you need to borrow. You can view what’s offered to you through our long-lasting loan calculator.
| Representative Example | |
|---|---|
| Amount | ВЈ2500 |
| Term | two years |
| Monthly repayments | ВЈ198.68 |
| Total quantity payable | ВЈ4,768.25 |
| interest | 71.1% p.a. (fixed) |
| APR | 99.9per cent |
We collect repayments immediately through Direct Debit, frequently across the date you obtain compensated. It is possible to talk with us if you want to put up a various repayment date.
If you are concerned you could fall behind or miss a repayment, we are going to you will need to assist and produce a plan that is new. You may not face belated repayment charges but missed payments can impact your credit rating and then make it harder to have credit as time goes on.
What are the extra costs with long-term loans?
We do not charge payment that is late, included interest or other things extra. No shocks.
What is the attention price for a Dot Dot long-lasting loan?
Your interest shall be fixed at the start depending on exactly how much you borrow. Utilize our loan that is long-term calculator see just what yours might be.
Finding a long-lasting personal bank loan with a set interest could be better to plan for than a loan with a adjustable interest. The total amount you repay is the exact exact exact same every month with a rate that is fixed however a adjustable price means it could fall and rise.
Am I able to obtain a loan that is long-term bad credit?
We are dedicated to lending responsibly, but that does not suggest we anticipate you to definitely have perfect credit history. We are going to have a look at your circumstances in general before carefully deciding.
How quickly can I get my loan?
It is possible to submit an application for a Dot Dot long-lasting loan in mins and obtain an response immediately after. https://badcreditloans4all.com/payday-loans-ut/ If you have been at first authorized certainly one of our agents is supposed to be in contact to go over the steps that are next. We try to offer one last choice on your own loan the next morning.
Make an application for a long-lasting personal bank loan with Dot Dot
A loan that is long-term be what you will need to move ahead together with your life. Utilize our long-term loan calculator to produce the perfect loan for you personally, then pick ‘Apply now’ to go on to your protected application form that is online.
After you have submitted the application, we are going to make contact as quickly as possible to offer our choice.