Our loans that are short be properly used for similar reasons as payday advances but include a diminished amount of danger.
How can Dot Dot’s loans work?
Our loans that are short be properly used for similar reasons as pay day loans but have a lowered degree of danger. They may be all unsecured, therefore you won’t need to offer your house or other valuables to up back them, as you could along with other loan kinds. You may not want to locate a guarantor either. Merely choose simply how much you need to borrow to see the length of time you’ll need certainly to repay it utilizing our loan calculator.
You will see an estimate of all of the your costs before you use. If every thing appears good, we are going to check always things such as your credit rating, earnings and outgoings to ensure you are able to afford the repayments. From here, we are going to concur all of your loan expenses upfront, then gather repayments immediately to help you save hassle. You may want to check everything online through our handy client portal. It really is completely normal to possess concerns in terms of cash. Check out our FAQs or contact our friendly group. They’ll certainly be pleased to help.
Do we qualify?
If you’d like money in a crisis, do not assume your sole option is a cost payday loan that is high. We provide a various sort of loan that’s much simpler to handle. It is possible to submit an application for certainly one of our temporary options if: we are going to review the application and provide you with a determination predicated on your individual situation. We don’t expect every person to possess a credit score that is perfect. We merely make an effort to offer loans which our clients are able. You are able to submit an application for a temporary loan of between ВЈ200 and ВЈ1,000 with Dot Dot. This might be a range that is similar most payday advances. If you want a greater quantity it is possible to submit an application for a permanent loan of between ВЈ1,500 and ВЈ4,000. Long haul loans are usually useful for tasks such as for instance house improvements or weddings. You are able to spend these relative straight straight back over 18 to 48 months.
Just how can the repayments work?
You are going to distribute the expense of your Dot Dot term that is short over three, six and nine months dependent on just how much you borrow. This provides you more space to inhale than typical thirty day pay day loans. We are going to gather repayments straight from your own bank that is nominated account thirty days on an agreed date via Direct Debit. If you want to talk about payment that is alternative, be sure to make contact with us.
The possibility of falling behind in your repayments is leaner than with pay day loans. Things can certainly still alter, but us know as early as possible if you don’t think you’ll be able to pay an instalment as planned it’s best to let. We will never ever ask you for a belated payment charge, but lacking re payments can harm your credit history. All of us shall help you discover a way forward and place together a new plan.
What are the fees that are extra be concerned about?
When you have cash concerns the thing that is last want is concealed costs and charges making your circumstances even worse. Some British payday loan loan providers use these to bump up the amount that is total repay nevertheless they’re maybe perhaps not us. We are going to never ever ask you for any additional fees with this pay day loan alternative, and you will understand all your valuable loan expenses right away.
What is the interest price?
Our interest is fixed upfront. Having a set rate of interest means the interest you spend will not alter, whereas adjustable interest levels fall and rise from thirty days to month. Our fixed price loans are simpler to plan for since the quantity you repay is always the exact same. Are you experiencing additional expenses to protect before the next payday? Our easy and quick loans could easily get you away from a tight spot without placing you under additional force. Observe how much yours may cost with your loan calculator. If every thing appears good, choose ‘apply now’ to 
fill away the job. We will make contact with you at the earliest opportunity to go after that. Simple.