Check always before you use without impacting your credit score
Can I be accepted if We have bad credit?
We very carefully give consideration to every application, including those from individuals with a bad credit score.
We have been a responsible loan provider and our choice on whether or not to give you that loan will likely not you should be according to your credit history, but in addition your private circumstances and now we like to make sure with us, the repayments will be affordable throughout the term of the loan if you take a loan.
Why Satsuma differs from the others from a loan company that is payday
Satsuma aren’t a payday lender. Repayments on a Satsuma short-term loan could be spread over 3 to one year meaning the entire payment is not consumed one instalment.
Some features of a Satsuma temporary loan are:
- You don’t have actually to pay for the mortgage right back within one swelling amount.
- You’ll never be charged any fees that are extra you’ll pay just what exactly is agreed at the start.
- You can easily decide to spend either monthly or weekly.
- It is possible to repay your loan in instalments over a time period of as much as per year.
- You are able to borrow as much as £1,000, susceptible to affordability, regardless if you’re a customer that is new.
- The money will often maintain your money the exact same time your application is accepted
- A Customer is had by us Care group available in the event that you encounter problems.
All our loans are subject to credit and affordability checks as a responsible lender.
Willing to get going?
When you yourself have look at this information and believe that a Satsuma short-term loan, an alternative solution to pay day loans, may be the right choice for you, then utilize our loans calculator. This can enable you to see just what the repayments would appear to be regarding the quantity you intend to borrow.
You may then desire to always check before you apply.
Our application procedure are able to be completed online, and you also could easily get a final choice within one minute.
Typical questions regarding payday advances
Am I able to get a quick payday loan with really bad credit?
Eligibility for a financial loan can be determined by each lender’s specific requirements. Typically, an online payday loan provider will appear at both your credit rating as well as your current economical situation you and some loan companies may be more willing than others to lend to people with very bad credit before they make a decision on whether to lend to. Nonetheless, this will probably range from one loan provider to a different.
Satsuma aren’t a payday loan provider however we give consideration to all circumstances, including credit that is bad. We do finish a credit check as well as just take your circumstances that are personal account as an element of our decisioning. You can examine to see beforehand if you’re prone to be eligible for certainly one of our loans that are short-term.
What are the results in the event that you don’t repay an online payday loan?
All creditors may vary, which means you should think about very carefully whenever trying to get financing just what the conditions and terms are about the effects of lacking repayments..
What are the results in the event that you don’t repay a Satsuma loan?
With a Satsuma loan that is short-term there are not any costs for late or missed payments, you’ll only pay off that which you agree at the start. So that you won’t find your financial troubles grows to significantly more than you expected.
Nevertheless, payday loans KS in case your circumstances do alter and you also do not allow your lender understand and miss repayments or spend lower than the contractual quantity, you might risk damaging your credit score. Consequently, it is constantly a idea that is good let a lender know if your circumstances alter, and also as Satsuma Loans is a responsible lender, we’ll constantly do that which we can in an attempt to help.
Whether or not it’s an online payday loan or an online payday loan alternative, speak to your loan provider if you’re struggling. You can easily communicate with Satsuma by phone, online, or by post. Information on how exactly to e mail us can be located here .
Can we get a payday loan online?
Some loan that is payday permit you to apply online. Nevertheless, each company has their particular acceptance needs therefore the power to be authorized can differ from a single lender to a different.
You could get a decision within 60 seconds if you decide a short-term loan from Satsuma would suit your needs more than a payday loan, the application process can be done online, and. You merely must have your information handy, including:
- Your current email address
- Cell phone quantity
- Details of where you have actually resided the past 36 months
- Information on your earnings and outgoings
- Bank-account information.
What exactly are some options to pay day loans?
Satsuma loans are one alternative in the event that you give consideration to repaying over an extended period . We provide cash over 3 to year, meaning you are able to distribute the fee over a few pay packets with month-to-month or regular repayments.
When your real question isn’t answered above, you can easily call our customer support team on 0800 694 0004.
* Approval for a Satsuma Loan is susceptible to effective conclusion of affordability and identification checks. Satsuma Loans are merely open to British residents who will be at the least 18 yrs old and possess a valid British banking account and debit card